BILL HENSHAW, OD, FCOVD
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    • Exotropia/Wandering Eye
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medicare

We welcome Medicare recipients and accept Medicare services as paid in full, except for a l $20.00 fee for the initial eye exam. The only other charge you may have is in the beginning of year to cover your deductible.
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What is and is not covered ?
First the bad news; Eye glasses are not covered. Yes, there is a technicality, pertaining to cataract surgery. One, and only one, pair of glasses for the entire duration of your coverage is available. However, they only pay a very limited amount. Our after cataract discount almost always beats the minimal discount. Medi-Cal recipients you don't have to worry as glasses are covered by Medi-Cal.

Now what is covered:
A comprehensive vision examination: Myths exist here, and even the Medicare website presents confusing information. We have followed the Medicare CMS rules for decades and all were covered.
Vision Field testing
Binocular vision testing
Vision processing testing
Treatment of vision fields(Light therapy), Binocular vision  conditions(vision therapy), and Vision processing therapy
We accept Medicare as payment in full for all the above.

Almost all eye diseases including  cataracts, glaucoma, and macular degeneration. We examine for and refer for these but have no control over the financial policies of the doctor to whom we refer .
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Medicare recipients be ware
Carefully look at the difference between Medicare Supplementary insurance and the "so called," Advantage plans. Some of our patients have lost thousands of dollars  in Medicare benefits their Advantage plan denied.
In an Advantage plan you have Medicare benefits in name only. The advantage plan (All are HMO's) manages  your Medicare benefits as the plan sees fit. In other words, they deem whether you receive them. Remember these benefits are available to all Medicare recipients. Yet, their panel doctors are pressured to either declare you don’t have the diagnosis or don't need the treatment and deny the benefits
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Yes, a Supplement often costs more, but is it worth the thousands in denied services to select an advantage plan?

If you have Medi-Cal be VERY careful determining an Advantage plan as Medi-Cal picks up the majority of your Medicare co-pays.


The Advantage plans tout extra services like eyeglasses and dental. Most we have seen are poor quality. The most unscrupulous of Advantage plans offer you a vision plan of exam only that Medicare would have covered anyhow.

However, some Supplements offer extra services.

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A supplement keeps you signed up as a Medicare recipient with its vast benefits and a private supplement insurance picks up the 20% co-pay for office visits.
A Medi-Cal/Medicare recipient patient who has been a part of our office more than 20 years is an example. A salesman convinced her to abandon her Medicare and Medi-Cal plans to become an “advantage” plan member.
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She did not tell us of the switch so we naturally scheduled her as a Medicare/Medi-Cal patient.  We must submit to Medicare first. A month later Medicare informed us she was not a part of Medicare but an “advantage” plan. It took searching to find her “advantage” plan. Now a month later, the “advantage” plan refused her bill. The “advantage” plan had a very limited doctor panel that did not include us. She enjoyed no-cost visits the past 20 years. We accept Medicare/Medi-Cal reimbursements as full payment. Now she is stuck with a bill. Yes, we’ll help her with the bill. Just what advantage did she get?

We have found Medicare to be an excellent program for our eligible patients.
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It is a shame  deceptive advertisements appear during renewal time. Health insurance is confusing enough.

These are our observations within our practice and limited to eye care benefits, but I imagine the same may exist in other care.
Contact Us:
801 S. Fairmont AV #5
Lodi, CA 95240
209-334-2020
fax: 209-333-2015
e-mail: billfcovd@gmail.com
Visit us on FaceBook at Bill Henshaw, OD, FCOVD
Office Hours:
Mon, Tue, Wed:   9:00am - 6:00pm (Lunch 12:00 PM to 1:00 PM
Thursday:    8:00am - 5:00pm (Lunch 12:00pm to 2:00 pm. The extra hour each Thursday is for staff training)  
Friday:    Limited to vision therapy only

Saturday:    closed
Notice of Privacy Practices
  • Home
  • Our Practice
    • Meet the Doctor
    • Let's make an appointment
    • Services We Provide >
      • In a nut shell
      • Just add seasoning
      • Real Optometry
      • Larry Fitzgerald His eyes did it!
      • More than 20/20
      • Languages : We got'em
      • Cataract Eye drops?
      • Concussion and Vision
      • Contact Lenses
    • Facilites & Equipment
    • So You Had Extra Testing... >
      • Tests You Had
      • Conditions You Have
      • Treatments Available
      • Referal We Made
    • Insurance Plans >
      • MEDI-CAL
      • MEDICARE
      • VA's COMMUNITY CARE
      • VSP
    • Payments & Fees >
      • Our Fees
      • Payments Accepted
    • Eye Glasses Guide
  • Vision Therapy
    • Dr. Henshaw discusses Vision Therapy
    • Methods to treat Eye turns
    • Lens Therapy Explained
    • Digital / Computer Vision
    • Light Therapy
    • Research in Vision Therapy
    • Tribute to Dr. Bob Pepper
    • Videos about Vision Therapy
    • VIP
    • What is Vision Therapy?
  • Teacher Parent Info
    • Optometry and Education
    • Timely Info
    • How to ID a Visually related Learning Problem
    • School Vision Screening Danger
    • I'm here from the government, and I'm here to help you!
    • 7 Steps to Preserve Your Child's Vision at School
    • 20/20 is only a begining
    • Between Home and Pre-School
    • The Ritilin Myth and others
    • Vision and Learning Month
    • Videos about Vision and Learning
    • The Digital Jungle
  • TESTIMONIES
  • Explanations and Videos About Your Diagnosis
    • Accommodative Infacility (elevator Problem -Kid)
    • Amblyopia aka "Lazy Eye"
    • Anisometropia
    • Astigmatism
    • Cataracts
    • Esophoria/Esotropia (crossed eyes)
    • Exotropia/Wandering Eye
    • Eyestrain
    • Farsightedness
    • Nearsightedness/Myopia
    • Presbyopia Adult Elevator Problem
    • Vision Processing
  • Patient Forms
  • Promotions
    • National Vision and Learning Month
    • Bill's Books >
      • Looking Over Mother's Shoulder
      • What Would Jesus See?
  • Special Events
    • open
    • COVID INCONSISTIENCIES
    • Confinement During COVID
    • VIP Program
    • Tax Savings
    • Employment Opportunities
  • Location
  • Studies and Articles
    • Acuvue Contacts Danger
    • Computer Vision
    • Vision Care Videos
    • Heading in Soccer
    • Infant Vision
    • The Mono-Vision Myth
    • LASIK
    • Ted Talk
    • 3-D Movies
    • Miscellaneous Articles
    • Vision and Counseling
    • Diabetic Diet
  • FAQ
  • WWJS articles
  • help
  • New Page
  • New Page